Retirement Plans

401k Programs
Utilizing the best of breed service providers, 1st Alliance has access to a wide range of qualified retirement plans. Our objective has been and continues to be achieving a balance between safety and return.

To achieve this balance, we partner with providers that use proprietary tactical asset allocation that is designed to help our retirement specialists’ measure market volatility and manage investor assets accordingly.

Historically we have implemented our strategy by allocating assets among no-load mutual funds. Our partners are the leaders in the application of exchange traded funds (ETF’s) within tactical asset allocation portfolios.

For more information about the family of funds, contact us.

Tactical or Do It Yourself
Being a successful investor requires the three T’s — time, talent and temperament.

Time. Do you have the time to devote to managing your investments? Most Americans spend more time planning their vacations than their retirement.
(Source: USA Today)

Talent. Do you have the talent to make informed investing decisions? The stock market averages approximately 10% over the long term. Yet the average stock investor averages less than 3%. (Source: Dalbar 2004 Survey)

Temperament. Do you have a tendency to make investing decisions based on gut feelings or out of fear about the stock market?

Our partners can help take the guesswork and emotion out of investing.

Qualified Default Investment Alternative (QDIA)
The QDIA 2006 Pension Protection Act Qualified Default Investment Alternative (QDIA) was created for plan participants to receive professional advice and support for their retirement goals. Our partners have the tools and experience to help you out.